In 2018, the BMCI Group had a good sales momentum, with a loan volume of 7.7%, to 52.5 billion dirhams.
Deposits grew 6.2% to MAD 46.1 million, with unpaid resources accounting for more than 68%.
Consolidated net banking income amounted to MAD 3.04 billion, a slight increase of 0.4% over 2017. This increase is explained by the strong increase in market transactions (+ 39.1%), with a slight increase decrease in net interest income (-2.1%) and margin in consolidated commissions (-1.8%).
Consolidated net income increased nearly 3% to 562 million dirham.
The cost of risk fell 8.6% to 479 million dirham, reflecting efforts to control anticipation of risk.
In social terms, net banking income totaled 3.91 billion dirhams against 3.74 billion dirham in 2017. The net result is 463 MDH against 487 MDH a year earlier.
The bank is not yet reporting its dividend.