Premise: Some behave well, respecting the 2017 law, which already requires traders to accept any payment (even one euro for a coffee) with credit cards and cash machine, as happens in most of Europe. But there is undergrowth made up of signs, stickers and warnings that alert the customer: you don't pay with cash machine below a certain figure or (and it's the real apple of contention) if you use the payment electronic a surcharge is triggered, which in fact would not be allowed. It's the common in Pedordone warns: "The controls are there, it's up to the Financial Police to enforce them."
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In the days when the government is discussing payments electronic and bank fees, a Pedordone we live in a gelatinous situation: it is as if the standard, launched by the then Gentiloni, had never been applied. The absence of an effective sanctioning system weighs heavily, but likewise the costs borne by individual merchants should be taken into account whenever a customer traces their card for a low value.
This is not the case for large retailers working in large volumes, but small businesses such as bars and tobacconists. There is talk of commissions that may send the one-time margin for smoke but not attributable to the client's portfolio. Casarsa, Zoppola, Pedordone. Three bars in a sample survey to address the high costs of using cash machine For payments, they paid the extra to customers.
"THE coffee? If he pays with cash is one euro, if he chooses the cards, it's 40 cents more, "we hear a Casarsa at the station. And also in the center a Pedordone There are such examples. And the bill goes from just over one euro to 2 euros and 20 cents. THE Zoppola, on the highway, there is a bar that excludes some services and products from payment through cash machine or cards.
THE MAP Clothing stores, restaurants, department stores: All these types of businesses have no problem. Turnover and the amount of goods in the window are already high and paying by credit card is almost the norm. Everything changes, however, when you enter a bar. This is where national law is terminated. A well-known place in Piazza XX Settembre, for example, decided to burden the customer with the weight of a contested rule: you can pay for coffee at an ATM, of course, but it costs twice as much. Thus, the property again enters the commission that is forced to pay for the telematic operation. The price goes up to 100% for a coffee, but it is still one euro, even if the expenditure reaches, for example, 10-15 euros. It is a type of self-managed tax that is transferred to the buyer. The problem is that commissions that affect individual ATM and credit card transactions remained. The result? Traders, if they respect the norm, in some cases end up working with balance when they are not lost.
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