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Credit card for negatives Banco Pan. Learn how to order



Are you negative and need credit in the market? Know that the Pan bank – former PanAmerican – offers a payroll credit card without consultation with credit protection SPC and Serasa. The service is intended for retirees and pensioners of the INSS.

In this mode, the cardholder will have the invoice amount automatically deducted from the benefit on the due date, as the option is directly linked to the account. One of the advantages of the product is the exemption of annuity fees.

Among other benefits of Banco Pan's card, we can highlight:

  • Lower interest rates compared to conventional cards;
  • Available limit can reach up to 2 x the value of customer benefit;
  • Visa flag;
  • Free of annuity fees;
  • Without consultation with SPC and Serasa;
  • Cash withdrawal option from credit limit or conversion of cash value into account.

How to order?

To have access to the service, interested parties must apply for the card directly at bank website. Completing a form with the customer's basic personal information is required. The request then goes for review, and is then informed of the approval or denial of the request.

With the proposal accepted, the next step is to wait for the card to be sent to the address entered during registration. For the issue of the first copy, the customer must disburse the amount of $ 15. In cases of theft, loss or at the request of the customer, a fee for resending a new one will also be charged.

Unlocking the card for use is done by contacting the financial institution's Call Center at 0800 776 8000. From there, you can also request a duplicate or increase the credit limit.

Invoice tracking, payment, invoice generation, among other functions, can be done by application, available for Android or iOs, or by direct consultation to the Bank Pan website, in the tab Web Banking Pan.

Read also: Polishop and Itaú launch credit card that converts points into products

Other Pan Bank products

In addition to retirees and pensioners, the company offers other credit plans, such as Zero Annuity, Basic, Gold, Platinum and International. In some of these cases, there are consultations with credit protection agencies, as well as the collection of annuity fees.

To learn more about the products and services offered, visit institution's website.


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