Caixa Econômica Federal (CEF) launched Caixa Simples Credit Card
Caixa Econômica Federal (CEF) launched the Caixa Simples Credit Card. The option, according to the bank, is intended for retired or pensioner of the INSS, under 75 years, who wants to enjoy life safely. "It offers the same facilities as conventional credit cards for you to make your purchases in physical stores and over the internet, in Brazil or abroad," said the bank.
As it is stated, it has the ease of deducting part of the invoice payment, referring to the 5% margin on the INSS benefit, which is the main difference compared to the conventional credit card: part of the invoice amount is automatically deducted from the benefit. .
Besides that, 95% of credit limit can turn money into the account. For this, it is necessary to request this at the time of hiring. This amount incurs revolving interest + IOF charged from the credit day to the invoice payment day.
You have an annuity exemption and only pay the fee of $ 15 to issue the card, and can pay this amount up to 3x on the invoice. Then you only pay what you spend, no monthly fee or annuity.
Interest rate plus account
Up until 3x smaller than a conventional card. Only 2.85% per month for rotary use.
No consultation with SERASA or SPC
No bureaucracy. Easy and simple! If you have debts with Caixa, settle before hiring.
You have a specialist to do minor repairs to your home, such as electrical and hydraulic overhaul, installation of shelves, curtains and blinds, water cleaning and others, and can trigger the service up to three times a year.
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Those who have the Caixa Simples Credit Card have access to various discounted products and services.
How to hire?
The Caixa Simples Card is available for hiring at branches throughout Brazil, for INSS retirees and pensioners under 75 years of age.
? What you need to have in hand when ordering your card:
- Proof of Residence
- Benefit Extract